Guide To Financing Airbnb Properties Airbnb and short-term rentals have experienced a boom within the last 5 years and are only going to continue this growth. They provide vacation homeowners and investors the ability to rent out their properties for short stays while setting their own prices and allowing communication with patrons before, during, and after their stays. Airbnbs and VRBOs aren't just homes anymore, they are turning into real profitable businesses and a way to build wealth through real estate. Of course, for this to happen, investors need access to capital. It can seem frustrated when you start researching this type of mortgage. After all, standard government-backed mortgage programs aren't available for new short-term rentals except under unique situations like multi-family properties where the buyer will live in one of the units.