When Does Florida's Workers' Comp Covers Car and Truck Accidents Accident Doctor? What is Workers' Compensation? Workers' compensation is a no-fault insurance scheme mandated by state law for most employers. The purpose of workers' compensation insurance is to: Compensate the injured employee for medical expenses and lost wages; Help the injured employee recover and get back to work; Keep personal injury lawsuits based on workplace accidents or conditions out of the court system; Preserve the employer-employee relationship. An injured worker is compensated much more quickly than they would be if they have to sue their employer and wait for a money judgment or settlement. Under workers' compensation, an injured worker receives all medically-necessary treatment and is compensated at ⅔ of wages for the time at work lost due to the injury. If the worker cannot return to previous duties, they may be eligible for “light duties.” If a worker is temporarily or permanently partially or totally disabled, they may receive compensation for that based on the severity of the disability. Who Can Get Workers' Compensation Benefits? An “employee” is entitled to workers' compensation if they are injured or contract a disease or condition “in the course of employment.” https://local.google.com/place?id=12081267636052909395&use=posts&lpsid=7382141392794081777