HOMES FOR HEROS FIREFIGHTERS (Paid and Volunteer Firefighters), EMT, EMS and Support Staff. Next Door HOME BUYER PROGRAMS Firefighter Next Door (FND) lacks GNND’s home-price discount. But this home-buying program instead offers. Firefighter Next Door mortgage benefits include: Home buying grants between $1,000-$8,000. Down payment assistance up to $10,681 • No application fee or broker fees • Free appraisal (cash grant of $545 on closing) • Discounted title fees • You do not have to purchase a home listed by HUD. FIREFIGHTER Fresh Start Program Fresh Start is an add-on to the main FND program. It helps those with low credit scores qualify for a mortgage. FND’s website explains: “We will discover exactly what credit challenges are preventing your mortgage loan from being approved and help you overcome these issues as quickly and efficiently as possible. Consultations are Free! If you’re a firefighter looking to buy a home, but have a low credit score, we’d highly recommend looking into this program. You have our Backs, now let us have Yours.