Ley Insurance Agency wants you to have the knowledge to make the right decision when choosing your coverage! We serve the greater Lima area. We want our community to be as protected as possible when it comes to their home and family. Homeowners insurance is one of the best ways to protect your most expensive asset: your home. It's easy to think things like fire, major storms, and burglary won't happen to you – until they do. Whether it is severe damage from weather-related incidents or the theft of your jewelry, TV, and other valuables, a home insurance policy can help cover you from a serious financial setback. Your home insurance protects you in the case of damages caused by perils such as fire, smoke, water (although usually not flooding), theft, vandalism, a storm, or some other event named in the policy. If your home is damaged, your policy could cover the cost of repairing or replacing your home and its contents following the incident. Many home insurance policies could also cover outbuildings like a garage. Homeowners insurance also could replace your stolen or damaged personal property that is stored in your home. If a guest is injured on your property, your policy may also help you pay legal and medical costs. Finally, home insurance can pay your living expenses if you have to move out of your home because it has become uninhabitable due to a covered event. https://www.leyinsurance.com/