VA Home Loan Eligibility in Columbus: Minimum Credit Score VA home loans are guaranteed by the Department of Veterans Affairs and are issued through a network of approved lenders. The loan program was created for service members, surviving spouses, and veterans. One of the more common questions that active and veteran military members often ask is “What is the minimum credit score for a VA home loan?” The minimum credit score required for a VA home loan is between 580 and 620. Many mortgage companies today are committed to assisting our active military members and veterans as they pursue their dream of homeownership. Unlike conventional and FHA loans, VA home loans are offered to those currently serving or retired with lower credit scores. Loan eligibility is based on other financial and income criteria. For VA Interest Rate Reduction Refinance Loan or streamline refinancing, mortgage companies work with homeowners that have a credit score below 580. Be sure that you check for errors on your credit report prior to applying for a VA home loan. Additionally, you should search for ways to raise your score as this could increase the chances of you getting approved for a VA home loan and possibly a lower interest rate. Liberty Capital Services LLC 438 E Wilson Bridge Rd #106, Columbus, OH 43085 614-505-0620 https://maps.google.com/?cid=14294939209836226766 https://local.google.com/place?id=14294939209836226766&use=posts&lpsid=823101483693833901