From our latest blog - https://www.themortgagebureau.co.uk/buy-to-let-mortgage/buy-to-let-tax-and-regulation/ Last week at our annual Buy-to-Let Conference, I discussed the effects that the tax and regulatory changes in the last three years have had on the buy-to-let sector and the direction that the market has been heading in the last 18 months. The most pronounced effect that these changes have had on the market is a significant reduction in new home purchases. As landlords’ profitability continues to tighten and it gets more difficult to enter the market, fewer small-scale or prospective landlords are purchasing residential properties, whilst large-scale landlords increase in prominence. This waning demand in house purchase has meant that landlords, overall, are now buying residential properties at a similar rate to selling them, meaning the stock of outstanding mortgages is no longer growing at the rate we’ve previously seen. Remortgaging is now driving gross lending in the buy-to-let space, as two- and three-year fixed rate deals written in 2016 come to an end. If you are looking for a Buy to Let mortgage in Cambridge, call 01223 656412 or fill out the form on our website. https://local.google.com/place?id=15022266394329617825&use=posts&lpsid=7540832303574837225