Lending Discrimination: A Common Cause of Claims for Banks | For potential homeowners looking to lock in a well-deserved home loan, the idea of getting some help from a bank or mortgage lender sounds simple enough. There’s some research to be done, some paperwork to go over, and lots of credit history to go over. But if the homeowner-to-be has been saving and working hard at taking care of their credit, they shouldn’t have too much to worry about, right?