What Happens if You Don’t Meet VA Loan Credit Requirements in Farmington Hills? Just because you have a low credit score, doesn’t mean you have to abandon your dreams of homeownership. Your credit history constantly changes based on your payment and spending habits. So if you can improve these two factors, your credit score will improve as a result. When managing your credit score, it’s important to know what improvements need to be made. However, there are many questions regarding how and what needs to be improved such as “Should I cancel my credit cards?” or “Should I pay off credit cards with a higher interest rate?” There are several ways you can increase your credit score including: ● avoid running up high balances, especially on your credit cards ● don’t open any new credit accounts ● focus on paying down your credit card balances first ● get a FREE copy of your credit report and review it carefully for accuracy ● pay your bills on time ● set up automatic payments Most importantly, establish a repayment program that will enable you to increase your credit score and stick to it as much as possible. MMS Mortgage Services, Ltd. 38275 West 12 Mile Road #100, Farmington Hills, Michigan 48331 https://maps.google.com/maps?cid=17636774335061292863