𝙼𝚢𝚝𝚑: 𝙼𝚞𝚕𝚝𝚒𝚙𝚕𝚎 𝚖𝚘𝚛𝚝𝚐𝚊𝚐𝚎 𝚊𝚙𝚙𝚕𝚒𝚌𝚊𝚝𝚒𝚘𝚗𝚜 𝚠𝚒𝚕𝚕 𝚑𝚞𝚛𝚝 𝚖𝚢 𝚌𝚛𝚎𝚍𝚒𝚝 𝚜𝚌𝚘𝚛𝚎. Many credit-scoring agencies are forgiving when it comes to borrowers shopping for a mortgage. There is actually a grace period where multiple mortgage applications will only count against your credit score as a single hard inquiry — which is due to the fact that credit scorers understand you are searching for the best rate. This is known as the "credit pull window", and is typically a 45-day window in which you can apply with 3-4 lenders to compare their rates and fees. Shopping for the best rate is 𝘢𝘭𝘸𝘢𝘺𝘴 a smart move, especially when you are financing hundreds of thousands of dollars. If you're thinking about making a move this year, a pre-approval is your first step. I would be happy to recommend lenders that I trust and work with regularly. Send me a message and let's get your home buying journey started!