Your Child is Going to College, Will Your Homeowners Insurance Cover Them? | Summer break has just begun and that means many parents all across the country are in the early stages of preparing to ship off their kids to college for the first time this August. It can be pretty stressful and emotional when getting this underway, but whether they are living on-campus in a dorm or in an off-campus apartment with friends, it’s important to know that they have the right amount of insurance to protect them financially for everything from their belongings to personal liability.