Never take loan online, always take a loan at an office. Be aware that it is perfectly safe to apply for loans online and/or get someone to contact you, but do not sign, take any cash or provide any sensitive information like your address, NRIC or FIN number online. In doubt, just head straight to a physical office to apply for the loan. Singa Credit Pte Ltd, The licensed moneylender that covers you everyday including Sundays.