Credit Tips: Civil Judgements and Your Credit Report. "Better Credit, Better Life" Creditors will often sue their debtors in civil court for payment and win these lawsuits as a result of winning such proceedings- this gives them access not only through wage garnishment but also from checking/saving accounts. Unfortunately, this will affect what kind of loans you can be approved for because the financial institutions will be aware of an outstanding liability against you. If a civil judgment is still on your credit report, Credit Repair King can help you file a dispute with the appropriate credit reporting agencies to have it removed. With that said, a judgement isn’t the end of the world. Credit Repair King is here to help you with filing your bankruptcy if needed be. Remember, bankruptcy can put you through a hard time, but you can say hello to a fresh start afterwards. Loving our community ever since 2015, Credit Repair King is dedicated to help you get back on your feet. You don't need any special skills or previous knowledge because we will walk with you every step from the start and work with you closely at each and every step of your financial journey. Call our best credit repair service in OC today at (657) 217-4877 for more information. #bettercreditbetterlife #creditrepairking #bestcreditrepairserviceinoc #creditrepairkingwestminster #bestcreditrepairservice