Understanding and Preventing the Most Common Types of Workers’ Compensation Fraud | Workers’ compensation insurance is an essential type of financial protection both for workers who are injured while on the job as well as their employers. Just like any system that is set up for obtaining compensation, there are always people who will attempt to manipulate it for personal gain. When it comes to the insurance world, workers’ compensation is believed to be one of the lines that is most vulnerable to fraud. According to the National Insurance Crime Bureau, it is estimated that one out of every ten property/casualty insurance claims is fraudulent. Workers’ compensation seems to be the most popular form of fraud, with approximately one out of every four insurance fraud claims in the United States being related to workers’ compensation insurance.