Blacklisted? Bureau Clearance Improve your Bureau report and credit scores.

1. We steam roller ahead and take charge. Choosing our professional credit clearance service means that we deal with your creditors, collection agencies, attorneys and the various credit bureaus on your behalf.
2. It’s our time — not yours. You can spend a lot of time and effort working on your credit reports. Each unlawful or paid credit report listing is subject to quite a few laws. Depending on the situation, it may also be necessary to take action with the original creditors, collection agencies, or credit bureaus.

By subscribing for our credit clearance services, you allow us, the professionals, to review and gather information about your credit report, draft letters, follow-up, etc. 

Our service allows you to free up your time to focus on other tasks instead of worrying about checking your credit report for inaccuracies.

1. We know the laws and the ins and outs of credit bureaus. Our in-depth knowledge and understanding of these laws allow us to assist you in getting the credit report you deserve. The Credit Act laws will be used to your advantage by our Credit clearance professionals. 

Our company began operating in 2006 and has established itself as a credit clearance specialist, debt negotiation specialist, credit report and settlement experts.

Yes, we are registered with the National credit Regulator, CIPC and various other industry watch dogs. 

Debt counselling and credit clearance are two different processes. If you have paid off most of your debts or have old accounts that need to be closed, then this process is available for you. 

For consumers who cannot pay their debts, we offer debt counselling services. 

1. ID Copy or smart card copy
2. Proof of residence
3. Signed power of attorney
4. Any paid-up letters

To speed up the process we would appreciate any paid-up letters but we will be able to obtain this if you did not receive paid up letters.

Credit score increases are dependent on several factors. There is no easy answer to this question without proper analysis. 

The rule of thumb is that your credit score should improve with each removal or update. However, keep in mind your debt to income will play a big part in credit scores. We will advise accordingly on how to improve this for a better score. 

If you are happy with the information we provided, you checked our reviews and confirmed our registration information and are now ready to proceed with blacklisting removals and credit clearance, kindly click this link below and complete your details.

As a client of Credit Salvage, we will take your profile to be that of our own. We will take every step possible to ensure you have an updated and cleared credit record in terms of what the Credit Act permits.

Using our service does not require any upfront payments. For our services, we offer monthly instalments for a maximum of 5 months. 

You can choose to pay the fees once-off and not make a monthly payment, and we will give you a 14-day money-back guarantee if that's what you want. 

The quality and professionalism of our service are so good that we have never been asked for a refund by any of our clients in our 16 years of existence. 

It normally takes our credit clearance process between four and six weeks to resolve all of the adverse listings. This includes creditor negotiation and the compulsory 20 business day credit bureau process.

Please bear in mind that if you have plenty of adverse accounts to sort out, it is going to take a little bit longer.

Yes! We deal with South Africa's 4 largest credit bureaus, and we ensure each credit bureau profile gets a spring clean before we close your file. 

You do not need to pay anything upfront to access our world-class service, and we do not wait until we receive all funds before we begin.

Once a successful debit order is activated, we begin the process immediately. In most cases, we have cleared or updated clients profile before even receiving a cent for our services.

Yes! We investigate all old accounts from all 4 credit bureaus. We advise which accounts will qualify for prescription and which needs settlement negotiations

• Enforcement action default - 1 year 
  • These listings can be removed prior to the 1 year
• Debt Counselling - Until a clearance certificate is issued by a debt counsellor
  • This listing can be removed if a court declares you no longer over indebted. This is only in cases where there is no debt review court order in place.
• Rehabilitation court order - 5 years - This listing cannot be removed 
• Administration order - 5 years - This listing can be removed if the admin order is rescinded
• Trace Alerts - This listing can be removed
• Judgements - 5 years - This listing can be removed. 

1. Your credit score will increase if you build a good payment history, which shows prospective credit providers that you pay your accounts on time.

   In addition to hurting your credit scores, missed payments make you look like a higher-risk borrower.

   Enforcement, adverse listings can be removed, while payment profiles will remain on your profile for up to 5 years. These listings can only be updated to reflect as paid in full. Subsequently, we will need to boost credit scores to negate any adverse effects from your poor payment history. It is important to sort out arrear accounts as a matter of urgency.

   NB please be aware of companies who promises you to delete an adverse payment profile.