Who IPS is and Why we’re different.

International Payment Solutions was Founded in 2005 by Chris and Dylan Gaines. Combined they have almost fifty years of experience in Payment Processing. IPS focuses on the E-commerce space as we noticed that there is a BIG GAP in learning and UNDERSTANDING this space from a Payment Processing perspective. Anyone who has ever felt pain points in E-commerce understands this. Whether you have had your funds held WITHOUT NOTICE, had your monthly volume CAPPED and were not able to process for the rest of the month, or had your account terminated.

You understand the importance of avoiding these pitfalls in this vertical.


IPS was created to ASSIST our clients in understanding WHY these issues happen and help them avoid this so they have STABLE MERCHANT PROCESSING without any surprises.

Literally 100% of E-commerce experience online fraud and or chargebacks from “FRIENDLY FRAUDSTERS” so we have dedicated ourselves to educating our clients on ways to reduce fraud and chargebacks.

As part of our commitment to our clients we will review their landing pages and suggest the best practices to stay compliant on all FTC, CFPB and Visa Regulations. This has saved some of our clients from a multitude of FTC suits and Visa Fines.

Tips to avoid fraud and chargebacks

This paper lays out 50 actionable steps to help prevent chargebacks filed against your business. Some are common sense; others come from the expertise and experience of industry insiders. Implementing all the steps would deliver the biggest impact, but start wherever you can. The sooner you begin, the sooner you’ll see results

3 Secrets Payment Processors
Don’t Want You To Know About

Leads / Cost Analysis

This paper lays out 50 actionable steps to help prevent chargebacks filed against your business. Some are common sense; others come from the expertise and experience of industry insiders. Implementing all the steps would deliver the biggest impact, but start wherever you can. The sooner you begin, the sooner you’ll see results

Special verticals we excel at and why

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Chris Gaines, CEO

IPS’ specialist in overseeing compliance, regulations and technical project management. Chris offers his professional guidance on working with regulators and navigating the moving target that is compliance.

Chris’ background is in technical, underwriting/risk and Regulatory Compliance and has experience working with departments such as the FTC, CFPB, Congress and legal teams across the nation on merchant-related issues. Chris assisted in the creation of the Third-Party Payments Processing Association and has sat on the board as a voting member.

Dylan Gaines, President

24 years in sales, marketing and business development. Presidents Club 8 years in a row. Deals with Fortune 500 companies. Dylan has “seen it all” and specializes in E-Comm, Business to Business, Nutra, CBD, MLM, Subscription Companies, you name it. Dylan’s core competency is in consulting companies in the following ways:

A detailed cost analysis and breakdown on all fees, truly bringing understanding on what is currently being paid and where it can be optimized

Different technologies to process more efficiently, whether it’s Mobile Payments, POS Systems or Gateways for E-comm

Getting high volume accounts so that you can continue to grow and scale your business

Setting up technology to help you expand, such as Account Updater, Fraud Prevention Tools, Chargeback Alerts, and Business Analytics Tools 

As a client of International Payments Solutions, Dylan would be there to consult you and educate you on all fees associated, how to set up the best way to process, things you can do to lower your costs, avoid chargebacks and also create redundancy for your processing.