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2024 Accident and Health Insurance Agent - Broker Practice Exam (ACTUAL EXAM ) Questions and Answers (Solved)
1. Sally is considering her Medicare options. She understands that to enroll in
Medicare Part B, she will have to pay a monthly premium. Since she is healthy, she is
considering delaying her enrollment until later. Will she be able to enroll at a later
date?
1.Yes,she can enroll at anytime in the future
2.Yes, however;she would have a permanent premium penalty when she does enroll
3.No, this is a take or leave it situation
4.Yes, butshe would have to show evidence of good health.
Answer: Yes, however;she would have a permanent premium penalty when she
does enroll
2. Under Medicare Part A, a spell of illness begins again and is subject to a new
deductible for another admission when:
1.The patient has been discharged from a priorstay and 45 days have elapsed
2.The patient has been discharged from a priorstay and 30 days have elapsed
3.The patient has been discharged from a priorstay and 60 days have elapsed
4.The patient has been discharged from a priorstay and 90 days have elapsedAnswer: The patient has been discharged from a prior stay and 60 days have elapsed
3. What type of insurer retains risk?
1.Government insurance.
2.Reinsurers.
3.Self insurers.
4.Assessment insurers.
Answer: Self insurers.
4. A variety of types of care are provided under a long-term care policy. All of the
following are types of care generally provided EXCEPT:
1.Home health care 2.Intensive care 3.Custodial care
4. Skilled care
Answer: Intensive care
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- School: Chamberlain College Of Nursing
- Course: NURSING
Document
- Section: Examinations
- Made on: 11-12-2023
- Type: .pdf
- Pages: 37
- Language: English
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Subjects of NURSING - Chamberlain College Of Nursing
More NURSING ›ati ati comprehensive predictor ati fundamentals proctored ati nutrition ati pharmacology ati rn comprehensive predictor community health comprehensive fundamentals health care health care / nursing health care/ nursing hesi hesi rn exit maternal newborn maternity med surg mental health nurs nursing nursing & health pediatrics pharmacology test bank tncc
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