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FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.
FHA Loans
A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.
Conventional Loans
A jumbo home loan is a mortgage used to finance Phoenix properties that are too expensive for a conventional conforming loan.
Jumbo Loans
In the realm of personal finance, few decisions are as significant and rewarding as purchasing a home. For many, it marks a pivotal milestone, symbolizing stability, security, and the realization of lifelong dreams. However, embarking on this journey entails more than just finding the perfect property; it involves navigating through a complex web of processes,…
As summer approaches, it's important for homeowners to take proactive steps to ensure the health and survival of their plants and trees. The intense heat, dryness, and strong sunlight that come with the summer months can be challenging for your garden, but with some proper care and attention, you can help your plants thrive. Here…
A Simple Guide to Water Filtration and Softening Systems Water quality is a critical factor for homeowners to consider, as it affects not only the taste and safety of drinking water but also the overall health and longevity of plumbing systems and household appliances. Fortunately, there are various water filtration and softening systems available that…
What Your Home's Colors Say About You Your home is more than just a structure; it's an extension of yourself, a canvas where you express your personality and style. Every color you choose to paint your house, both inside and out, tells a unique story about who you are. From bold statements to subtle nuances,…
As the winter chill fades away and the sun starts shining brighter, it's time to shake off the last remnants of cold weather and prepare your home for the joys of summertime. Whether you're planning backyard barbecues, pool parties, or simply want to enjoy the warm weather in the comfort of your own space, getting…
When it comes to decorating our homes, we often dive headfirst into design trends and personal preferences without considering the long-term impact on resale value. Whether you're planning to sell your home in the near future or simply want to maintain its value over time, avoiding common decorating mistakes is crucial. Let's delve into some…
Arizona
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with ASJ Mortgage Solutions to receive a personalized rate for your specific situation.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Phoenix? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
