Cut-Rate Insurance Agency, Fairview Heights IL

Cut-Rate Insurance Agency

Fairview Heights, IL
Our Ideal Customer

Insurance for all!

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About Us

Cut-Rate Insurance Agency is a full line Insurance provider offering Life, Health, Auto, Mortgage Protection, Income Protection, Group Insurance, Renters Insurance, Home Owners Insurance, and more.

Located in Fairview Heights, IL we are easily accessible. We also do over the phone quotes.

Products & Services
Life Insurance Health Insurance Auto Insurance Mortgage Protection Dental & Vision Income Protection
Insurance by Cut-Rate Insurance Agency
Business Insurance Life Insurance Auto Insurance Cargo Insurance Health Insurance Motorcycle Insurance Renters Insurance Trucking Insurance ...
Group Health Insurance by Cut-Rate Insurance Agency
Open Enrollment---Ends December 15th  Is your company looking for Group Health Coverage? We offer competitive group options for any group size fro...
Recommendations Given (16)
"Reliable and Dependable"
"Honest, Knowledgable, and Caring!"
"Dr. Mike Howenstein took good care of my husband I highly recommend them!"
Recent Activity

Zandra from Cut-Rate Insurance Agency Answered this on February 18, 2020
Yes. Evey business should have Liability and Error and Ommission Insurance to cover their personal assets. Without Insurance, your leaving yourself wide open for a person to attack your personal Finances and Name.  (more) Yes. Evey business should have Liability and Error and Ommission Insurance to cover their personal assets. Without Insurance, your leaving yourself wide open for a person to attack your personal Finances and Name. 

Zandra from Cut-Rate Insurance Agency Answered this on January 14, 2020
No. They should be planned out by the year. You just don't know what changes may come. I sell employee benefits and I always do a one year follow up to make sure everyone understands the products and are new employees are able to enroll. I also give updates about new and current products.  (more) No. They should be planned out by the year. You just don't know what changes may come. I sell employee benefits and I always do a one year follow up to make sure everyone understands the products and are new employees are able to enroll. I also give updates about new and current products. 

Zandra from Cut-Rate Insurance Agency Answered this on January 07, 2020
They are and could be a great for certain people depending on the circumstances. (more) They are and could be a great for certain people depending on the circumstances.

Zandra from Cut-Rate Insurance Agency Answered this on April 25, 2019
SBDC stands for Small Business Development Center. There's one in Edwardsville and SWIC in East St. Louis. (more) SBDC stands for Small Business Development Center. There's one in Edwardsville and SWIC in East St. Louis.

Zandra from Cut-Rate Insurance Agency Answered this on February 15, 2019
Find something relatable to talk about while building your rapport. Rather its a dog you hear in the background while on the phone with a potential client or noticing a plant or shoes while face to face with a potential client. Always find something you could have in common.  (more) Find something relatable to talk about while building your rapport. Rather its a dog you hear in the background while on the phone with a potential client or noticing a plant or shoes while face to face with a potential client. Always find something you could have in common. 

Zandra from Cut-Rate Insurance Agency Answered this on November 03, 2017
Cut-Rate Insurance Agency offer all Insurance Products. Our goal is to provide reasonable price Insurance to consumers. Located in Fairview Heights, IL. (more) Cut-Rate Insurance Agency offer all Insurance Products. Our goal is to provide reasonable price Insurance to consumers. Located in Fairview Heights, IL.

Zandra from Cut-Rate Insurance Agency Answered this on October 24, 2017
I started my Insurance Business a year ago and I think the best thing he could do is extensive marketing and advertising such as through Facebook by building an following and ads. Though neighborhood relationship building with flyers and getting involved in organizations. If you have an... (more) I started my Insurance Business a year ago and I think the best thing he could do is extensive marketing and advertising such as through Facebook by building an following and ads. Though neighborhood relationship building with flyers and getting involved in organizations. If you have an advertising budget mailers and postcards are also great ways.

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 5+ Local Business Owners!

Our Team

Zandra Harvey; MSA-BA from Cut-Rate Insurance Agency
Zandra Harvey; MSA-BA