Find out what makes a roadside assistance company stand out from the pack
Discover if you are overpaying for car insurance below
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Find out what makes a roadside assistance company stand out from the pack
Discover if you are overpaying for car insurance below
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Key Takeaways:
You don’t want to struggle to change a flat tire on your car when it’s raining at 11:00 at night. With a roadside assistance plan, all you need to do is make a call and a technician will come take care of it for you.
There are many roadside assistance plans available from different types of companies, so where do you start your search for coverage? We at the MarketWatch Guides team have compared the best options and will walk you through the costs and services of our top picks here.
In our review, we found that Better World Club has the best roadside assistance plans out of the companies we studied. The company allows you to buy standalone plans and has a balance of plenty of coverage options to choose from, affordable costs, and great customer service to back up its offerings.
You can compare our recommendations for the best roadside assistance options based on plan type, number of plans offered and cost below. We rank each company using data points in the following rating categories: industry standing, availability, coverage, cost and customer experience:
Top Roadside Assistance Company | Overall Rating | Roadside Assistance Award |
1. Better World Club | 9.6 | Best Roadside Assistance Company |
2. Good Sam | 9.5 | Best Roadside Assistance For RV |
3. Allstate | 9.4 | Best Roadside Assistance Deals |
4. Travelers | 9.3 | Cheap Car Insurance With Roadside Assistance |
5. AARP | 9.2 | Best Roadside Assistance For Seniors |
6. Geico | 9.1 | Affordable Car Insurance And Roadside Assistance |
7. Liberty Mutual | 9.0 | Cheapest Roadside Assistance |
8. AAA | 9.0 | Best Roadside Assistance Coverage |
9. Nationwide | 9.0 | Good Roadside Assistance Coverage |
10. Progressive | 9.0 | Best Roadside Assistance For Motorcycles |
11. State Farm | 8.8 | Great Customer Service |
How much roadside assistance costs largely depends on where you purchase a plan. We’re focusing on roadside assistance companies and car insurance companies on this list, though you can also get coverage from extended warranties, credit cards, phone providers and more.
Next, let’s look at the best roadside assistance companies and plans in detail. All of these plans offer standard roadside assistance coverage: towing, jump-starts, lockout assistance, spare tire installation and fuel delivery. We’ll highlight what makes each plan stand out in terms of coverage and perks.
Cost isn’t everything. A $20 add-on may cover much less than a stand-alone plan that costs $150 per year. As you shop around, there are a few things you should know about roadside assistance to accurately compare plans between providers.
There are five roadside services that are common among virtually all companies.
Generally speaking, roadside assistance companies cover you or your car. If the company covers your car, you can only get service when you’re driving your vehicle. But if the plan covers you, you can get service whether you’re driving your car, driving a rental or riding in a friend’s car. Some companies like Good Sam even cover your family members as drivers or passengers for free.
Roadside plans may or may not cover motorcycles and RVs automatically. You might need to pay a surcharge to get coverage for one of these vehicles.
Below are a few more roadside services that are less common and can set the best roadside assistance plans apart.
A tow truck with a winch can extract your car from mud or snow if you get stuck in a ditch on the side of the road. Some roadside assistance plans cover this service.
Lockout assistance includes unlocking your vehicle. If you lost your keys entirely, you’ll need rekeying services, which only some roadside assistance plans cover.
Many roadside membership plans include trip interruption. This benefit reimburses you for food and lodging up to a limit if your car is disabled far from home.
If a jump-start doesn’t work, you’ll need a new battery. Some roadside providers can send a new battery to your location. You’ll pay for the cost of the battery but the plan typically covers installation.
This perk reimburses you for tire replacement if a tire is damaged beyond repair by a road hazard.
Many roadside membership programs offer discounts on travel services, entertainment, dining and shopping.
All roadside assistance plans come with limits. These usually include limits on towing distance and service calls per year.
Many insurance add-ons and basic auto club plans cover towing to the nearest repair facility and no farther. Higher membership club plans can cover towing for 100 or even 200 miles in some cases.
Most plans cover a limited number of service calls per year. For example, AAA and Better World Club cover up to four service calls per year. After that, you’ll pay additional costs out of pocket.
You’ll need comprehensive and collision coverage in most cases if you want to get roadside assistance from an auto insurance company. If you have minimum coverage, adding full coverage to get roadside assistance will increase your total premium.
Beyond roadside assistance membership clubs and car insurance companies, there are a few more ways you can get roadside assistance. Depending on the company, you may find a full or pay-per-use plan.
Our top picks for the best roadside assistance plans are as follows:
While our best plans are from providers that offer standalone coverage, many basic plans from insurance companies provide standard services for an affordable cost as well. You can compare car insurance rates to find a cheap provider that offers roadside coverage.
Below are a few frequently asked questions about the best roadside assistance plans and companies:
We rated Better World Club as the best roadside assistance company due to it’s plentiful coverage options, great customer service, and widespread purchase availability across the nation. However, we recommend comparing multiple options before deciding on any roadside assistance provider.
You can find the cheapest roadside assistance overall from Liberty Mutual who has rates starting at just $1 a month for its lowest level plans. For standalone plans that can be purchased outside of car insurance, Better World Club has the cheapest rates starting at $61.95.
You can find the best roadside assistance for seniors with AARP due to their great coverage options, low costs and additional discounts as part of their program.
Good Sam is the best roadside assistance provider for RVs due to their exclusive coverages offered for motorhomes and trailers at affordable prices. They are also our second pick overall for roadside assistance coverage.
While other companies offer more limited coverage, Progressive offers the best most widely available plans for motorcycle roadside assistance. You can also get some of the best and cheapest motorcycle insurance from the company.
If you’re looking for roadside assistance from a membership club, we rank Better World Club and Good Sam above AAA. Both options offer multiple roadside plans with different perks included in your membership.
Considering out-of-pocket costs for towing and mechanical assistance, the cost of roadside protection is worth it if you use the plan at least once a year. You may also feel the cost is worth it for peace of mind while you drive even if you don’t end up using the plan.
You can reach AAA by calling 1-800-222-4357 (1-800-AAA-HELP) to get service anytime in the U.S. or Canada. Have your member number ready for faster service.
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.
Here are the factors our ratings take into account:
Our credentials:
*Data accurate at time of publication.
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